Any of us might need care support, particularly as we get older. If you need to go and live in a care home, your local authority may pay some of the costs. However, the value of your family home can be taken into account as part of a means test to see how much you’ll...
If you’ve never heard of a Letter of Wishes before, you’re not alone, even if you’ve already made a will. We think they’re an essential part of the process as they can help to ensure that your wishes are carried out when you’re gone. Here are a few reasons why you...
A Lasting Power of Attorney (or LPA) lets your loved ones manage your affairs if you can’t do it yourself. Your LPAs can cover your finances, health and welfare or both. You can simply create an LPA if you want to, but we recommend writing a letter of wishes too. Read...
When you create your will, you need to think about who your executors will be. They’re the people that will ensure that your wishes are carried out when you’re gone. You might automatically decide to nominate a close relative but are they the right choice? Here are a...
It’s almost Christmas when you can hopefully get some well-deserved downtime, catch up with the family and eat your own body weight in Quality Street. When you’ve opened your presents and found a comfy spot next to the Christmas tree, your will might not be the first...
When you create a will or a Lasting Power of Attorney, one of the first steps is to check whether you have the mental capacity to make those decisions for yourself. I wanted to tell you about a lady I recently met with dementia and what the process will be for her...
We all have the right to decide what medical treatment we do (and don’t) want, so the idea of being in a situation where we have no say can be pretty scary. A living will, or advance decision, lets you refuse treatment in advance. The question is, do you want a living...
When you create a Lasting Power of Attorney (LPA) you choose the people that you want to make decisions for you when you’re no longer able to. It can be a difficult decision as you need to be confident that they’ll look after your finances well or make good decisions...
Trusts are becoming an increasingly common part of people’s wills and financial planning and can be created for lots of different reasons. The rules are changing in September so here’s what you need to know if you already have a trust in place or are planning to...
Writing a proper will is important because it makes sure that your wishes are respected when you’re no longer around. It can also help you to give more of your estate to your loved ones and less to the taxman. If you own a family home you need to know about the...
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